What service does Medicare Part A primarily cover?

Medicare Part A is primarily designed to cover inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services. This makes it essential for individuals who require hospitalization or rehabilitation following a hospital stay. It focuses on services provided in a facility setting, ensuring that beneficiaries have the necessary coverage for substantial medical needs incurred during hospitalization.

In contrast, physician services fall under Medicare Part B, which addresses outpatient care and preventive services. Prescription drug coverage is part of Medicare Part D, specifically tailored for medications. Outpatient hospital services are also typically covered under Part B, which emphasizes care received when not admitted as an inpatient. Therefore, Medicare Part A’s coverage aligns with more intensive medical services that necessitate a hospital or skilled nursing facility stay, highlighting the importance of option B as the correct answer.